We begin by developing a customized investment portfolio for each client through open discussions regarding short-term and long-term goals, cash flow needs and risk factors.  Once we arrive at appropriate investment goals, we create a diversified portfolio specifically designed to meet their objectives.  We provide access to expertise employed by some of the world’s largest investors and use sophisticated monitoring systems to help our clients evaluate the performance of their investments. 

Assets are held with an authorized custodian, Charles Schwab & Co., Inc.  All clients receive regular monthly brokerage statements, trade confirmations and year end tax reporting from the custodian, as well as quarterly statements from DiGiovine, Hnilo, Jordan & Johnson Financial Advisors, Ltd.  Reviews and personal meetings with clients are performed at least quarterly with updates done as often as the client’s situation requires.  Changes in the client’s situation, tax laws, or the economy may trigger an update.

Financial, retirement, educational savings and estate planning as well as strategic tax planning are additional professional services we provide to insure a comprehensive approach to wealth management and achieving the ultimate goals of our clients.  We establish specific goals and timeframes then recommend the best choice for each client.  Through efficient implementation of sound strategies and periodic review of personalized plans, we help maximize financial return while minimizing taxes. 

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Email your questions to info@dhjj.com