Important Disclosure

DHJJ Financial Advisors is an SEC registered investment adviser located in Naperville, Illinois. DHJJ Financial Advisors may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. DHJJ Financial Advisors' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of DHJJ Financial Advisors' website on the Internet should not be construed by any consumer and/or prospective client as DHJJ Financial Advisors' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by DHJJ Financial Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of DHJJ Financial Advisors, please contact the SEC or the state securities regulators for those states in which DHJJ Financial Advisors maintains a notice filing. A copy of DHJJ Fina'ncial Advisors current written disclosure statement discussing business operations, services, and fees is available upon written request. DHJJ Financial Advisors does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to DHJJ Financial Advisors' website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by DHJJ Financial Advisors), will be profitable or equal any historical performance level(s).

Certain portions of DHJJ Financial Advisors' website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, DHJJ Financial Advisors' (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from DHJJ Financial Advisors, or from any other investment professional. DHJJ Financial Advisors is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by DHJJ Financial Advisors, or any non-investment related services, will be profitable, equal any historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. DHJJ Financial Advisors is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. Moreover, you should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advice from DHJJ Financial Advisors. Please remember that it remains your responsibility to advise DHJJ Financial Advisors, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure Brochure discussing our advisory services and fees is available upon request. The scope of the services to be provided depends upon the needs of the client and the terms of the engagement.

At times historical performance results for investment indices, benchmarks, and/or categories may have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. It should not be assumed that your DHJJ Financial Advisors account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your DHJJ Financial Advisors accounts; and, (3) a description of each comparative benchmark/index is available upon request.

Please Note: Limitations: Neither rankings and/or recognition by unaffiliated rating services, publications, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if DHJJ Financial Advisors is engaged, or continues to be engaged, to provide investment advisory services Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.Rankings are generally limited to participating advisers. No ranking or recognition should be construed as a current or past endorsement of DHJJ Financial Advisors by any of its clients. ANY QUESTIONS: DHJJ Financial Advisors’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to DHJJ Financial Advisors' web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from DHJJ Financial Advisors, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to DHJJ Financial Advisors' web site, to release and hold harmless DHJJ Financial Advisors, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from DHJJ Financial Advisors.